San Diego Real Estate
Tammy Robbins
619 507-3419619 507-3419

Client References

Some Recent Compliments:

“I highly recommend Tammy for anyone considering refinancing or securing a loan.  After attempting to work with my long-standing bank – of over 17 years – I was not pleased with the lack of motivation to consider the particular aspects of the property being refinanced as the refinance would not adhere to the superficial template offered by the bank and others.  Fortunately, I was referred to Tammy, who even while working in San Diego was able to appreciate and prepare the property located in Long Beach to be appraised at a value that would allow a refinance at an ideal rate.  Moreover, she scoured the financial plain and found a funding source for the property that structured the refinance to my best advantage.

Also, anyone involved in an atypical situation, that is, being in the midst of a divorce as I was, Tammy’s competence, promptness and tact, made an extremely tenuous situation much less so.  Tammy is the consummate professional.

Nathan Lavid M.D. in Long Beach, CA


“Thank you beyond belief for all you did. There were times that I thought it was impossible and you made it happen. You’re amazing. And I’ll bet it was the hardest, or one of the hardest mortgages you ever put together. Just seemed like one wall after another.”

-Dean Rogers, Photographer


“Thanks Tammy for making this refinance possible. I have been trying to do this for the last 4 years! Your expertise and sound advice have made this a smooth sailing in spite of road blocks along the way.”

Bao Claylinde, Sr Software Engineer at GA


“I want to thank Tammy for all her work she did for my husband and I.  She has been wonderful.  I have been trying to refinance my house for two years with no luck.  I met Tammy through a good friend of mine name Linda.  Linda gave me Tammy’s phone number and suggested I call Tammy to see what she could do for me.  That was the best call I made.  Tammy worked with the lender and the credit company in helping me to refinance.  She was always very calm and helpful even when I was so stressed out.  She is a very professional agent. I highly recommend  Tammy .  When I am in the San Diego area I will make sure to contact you for lunch.  I owe you so much.  Again I want to just say how wonderful you are.

Thank You again.”

-Mark and Gloria Reyes, West Sacramento.


“I was a first time home buyer, and as someone who did not know anything about the home buying process I was scared. However, I was introduced to Tammy by my sister and from the first time I connected with Tammy by e-mail, then phone, then by dropping off my information to her in her office and meeting Art; I knew I had found the right team for me. Tammy & Art where positive, willing to help me, and assured me there was nothing to my worries. The fear turned into a joyous home buying experience. Tammy & Art became like family from morning to night. I felt like they were there for me at every e-mail I sent them, every phone call I made to them. They quickly answered any worries or question I had.  Amazingly, they worked around my heavy schedule, which I greatly appreciated.  The home buying experience became an exciting experience.  Art was great, he became like a brother to me, showing me the potential homes I was interested in and pointing out defects of the home and obstacles that may arise.  At the end I found exactly what I wanted, a large condo with a nice low price tag, in a very rentable and nice area.  The closing of the home was easier then I thought thanks to Tammy. We had deadlines but she made sure to explain every cost and detail so that I understood and become knowledgeable about the process. I have been living in my new home for nearly 5 months now and I’m in love with this place. My mortgage is lower than when I was renting and Tammy was able to secure and lock in an amazingly low interest rate.  I could not be any happier and I look forward to working with Tammy & Art in the near future when I buy my second home. I would highly recommend Tammy & Art at TR Realty & TR Mortgage to anyone, especially first time home buyers like I was.

Thank you Tammy & Art.”

Tony Ramos-Revenue Manager


“Dear Tammy, Not a question, just a compliment. This was my 3rd home buying experience in past 2 years. I would like to say that you are by far the most professional agent I have worked with. You made me feel that you were there for me 24/7. You made the whole experience less stressful. I could tell you knew what you were doing and were very helpful. Thank you again for all your help on this recent purchase. I would not hesitate to call you again if I needed an agent and I will tell anyone looking to purchase in San Diego to call you.”

-Sincerely, C Hamilton, RN


“We would highly recommend TR Realty & TR Mortgage to everyone in the market for a home. Tammy & Art made a difficult process much more manageable.  They were able to get us exactly what we wanted against significant odds, negotiating successfully past many obstacles throughout the entire process. Plus she was able to secure our purchase utilizing my husband’s military benefit of a VA loan which we had been having difficulty with before being referred to Tammy and Art’s services. If you want positive results, then you want the tenacity and professionalism that TR Realty & TR Mortgage represents.”

-Karen & Michael Siddal – Payroll Manager & Production Manager


“You found something that served both of our needs with the appropriate amount of compromise that anyone likely has to face in this process.  Thank you for tracking this place down.  It really is wonderful!  I dig the yard and that it is move in ready with some minor projects that will be fun to do, but not ridiculously burdensome.  I know that Greg is happy that we have views and the price tag was at the lower end of what we were looking at.  All in all, a big win.

To you both, I really appreciate all of your time and advice in a somewhat stressful process where we weren’t even sure that we were going to buy anything.  You guys put in the time and energy regardless and really looked out for us.

Thank you thank you thank you!!!!”

-Brandy Sloatermen – Business Owners, Placement and Consulting & Software Design


“My husband and I met Tammy Robbins through a mutual friend in a social situation. It transpired that about half the people at that event had worked with Tammy and Art; all recommended them.

-As a fairly seasoned buyer across two continents, my husband knew exactly what he wanted – a 3 or 4BR house in a very specific area of one square mile, within a budget that was just enough to meet this. Preferably with little or no Mello-Roos or HOA. With my realty experiences spanning three continents, I was a little more flexible. With this in mind, Tammy set up several different automated property searches, again of very specific geographical areas. She then specifically highlighted properties she felt would be suitable for us.

-Our time-line went like this:

-Mid October – started working with Tammy. Visited several properties a week. Completed a lot of standardized paperwork electronically.

-Late October – early November:   Made offers on two separate properties. Lots of support and guidance from Tammy.

-Mid November – Offer accepted on what would become our new home. Lots of electronic/on-line paperwork and emails – all done at our convenience.

-16th December – Property purchase finalized.

-Tammy’s and Art’s support, guidance and patience throughout escrow until key-collection was simply amazing and I suspect unrivaled. At no time did we feel under any pressure to buy or that Tammy was trying to squeeze a higher purchase price out of us.

-We highly recommend Tammy Robbins and her team, and certainly intend to be using her services again for our next sales and purchases.  We would be happy to be contacted in person should you have any questions.

-PS – We ended up with a property that was six miles away from where we were adamant we wanted to live, a property that is much larger than we thought we could afford, amazing landscaping with a beautiful pool and view, all for nearly $150K less than our top budget. We are very, very happy with our purchase.”

Elissa Scotland & Rob Brown – M.D. & Ph.D.


“Tammy Robbins is a stellar Realtor, well versed in the San Diego market, and more importantly, someone willing to go the extra mile to satisfy all her client’s needs. In our case, that extra mile included her yeoman efforts to remedy a situation where there was unexpected property damage at move in time. She was tenacious in ensuring we were duly compensated, handling all the leg work without dragging us into the details. We’re now settled in a great family home that she plucked from a sea of mediocre properties. She knows her stuff and is a pleasure to work with because of her friendly approach. We highly recommend her!”

Stephanie & Michele Rubino – Happy Family of Four in Encinitas – Financial Analyst at MIT Sloan La Jolla


“My story…My father’s home is located  in the San Diego area and I am located in the Los Angeles area.  I was dreading placing it on the market due to the economy and of course my commute time to coordinate the sale.  I made only one commute to San Diego, my choice.  Tammy coordinated inspections, estimates, repairs , paperwork, etc. all in a timely, efficient and professional manner .  Within a few days the home was listed and in escrow.

I couldn’t be happier with my Tammy Robbins Real Estate experience, it is the BEST real estate agency I have ever encountered.  Tammy Robbins and her Team are able to fulfill the “One Stop Shop” promise at an exceptional level.

Thank you Tammy and your great team!”

Alecia Schafer – Trustee of Family Trust


“We had used other real estate agents before, but Tammy is the best!  She always returns phone calls and emails promptly, and answers our questions professionally. We made our offer literally in the last minute, before the bank chose the offer the next morning, while we put together our financial information late into the night, Tammy waited patiently till two in the morning to make sure she had everything we needed to make the offer. When we had problems with the escrow company, Tammy was relentless in helping us to get the issues resolved. One additional benefit the up-to-date technology she employs to save her clients time and energy. All the documents except for the final signing was done over the internet, so I never needed to scan or fax anything. When the deal was closed, she sent us a CD with the electronic copies of all the documents so we have everything in one place. Did I mention her Blackberry that is always with her so she could respond to any questions anytime? Even after we got our home, she was still very helping in answering questions about the home warranty, and assured us that we would always be welcome if we had any further questions about the house. We truly appreciate everything that she has done for us. Thank you Tammy.”

Hok Lee & Yao-Chun Peng- Professor & Pharmaceutical Industry


“Tammy Robbins had a tough sale for her and her Crew. But through the entire transaction, lasting at least 6 months long, I trusted her judgment and looked to her for strong communication always.

She had:

  1. Superior knowledge on tough deals. More than other Agents I had interviewed.
  2. Outstanding communication always (this includes her friendly and efficient staff).
  3. My complete trust throughout our tough deal.

If we needed referrals for work to be done. Tammy always had the right sub for the right job every time.  I looked to her for negotiation skills on our behalf. Tammy was always well prepared regarding documentation and timelines. I definitely recommend Tammy Robbins and her staff of hard workers to anyone and everyone.”

Katy Scheferman – Sales Manager


“Tammy is the best!  She sold our downtown condo in a declining market for 15% more than the other similar condos in our building were listed for!!  She also spent a ton of time with us to find the perfect house.  She helped us determine what we were looking for and what was important to us.  She also made the process of buying and selling painless because they have the latest technology.  Tammy pays great attention to detail so we knew were in good hands throughout both transactions.”

Kimberly Shukert & Gerry Shukert – Director/Business Consulting  & Director of IT


“Tammy, Danny and I cannot thank you enough for the fantastic job you did in assisting us with the purchase of our first home! This has been an extremely important event in our lives, and cannot have chosen a better person to represent us. From the beginning we felt as though you were looking after our best interest. We really appreciate that! You shared much valuable knowledge and gave us professional advice that helped us make a better decision in the purchase of our little nest. You have exceeded our expectations and are extremely reliable, and trustworthy. We have not only gained a new Realtor, but also a new friend. Thank you soooo much for treating us with the utmost importance. We are sure we will keep in touch once our family grows, and the need comes for a bigger property.”

Danny Wade & Osiris Herrera – SDG&E Service Technician & Customer Service Rep


“The entire TR team was a pleasure to do business with.  As a first time home buyer entering a tumultuous San Diego housing market, I was acutely aware of the emotions associated with the entire purchase process.  Fortunately, Tammy was extremely patient during my year long search and never pressured me to “buy” once.  But when the opportunity presented itself for me to purchase the right home, Tammy’s experience really shined through.  When it was all said and done, I knew I had made the right choice”

Justin Piotroski – Account Manager


“Just wanted to take five minutes out of an otherwise busy Monday morning to thank you and your team for helping us close our property. From the very first you have shown sincere professionalism and have been a joy to work with.

For once, and after having worked with many agents in the past, I can honestly say the following:  You have been our advocate the entire time…working hard ‘behind the scenes’, negotiating, thinking ahead, thinking outside of the box, and generally providing excellent service… the entire time, without my ever having to prompt you. I have felt the entire time like I’ve been in good hands, and never once doubted that you were negotiating the best price, the best terms, and the best timeline for the sale. It is rare in any profession to come across a trusted, competent, and effective professional with whom you also can have a laugh, and who you know is looking out for you at every turn. I know that our sale, in particular, was not an easy or traditional one…so I extend my utmost gratitude and warmest acknowledgment to you and the TR team for having done an extraordinary job in selling our property. I will use you again in the future, without hesitation or even consideration of other agents…and I will gladly and cheerfully send you references along the way. Thank you Tammy… I can’t tell you how much it means to have sold our property. I wouldn’t have done it any other way, and look forward to staying connected in the future. You may have any prospective clients call my cell any time:  619-980-1337. All the best,”             

-Scott Scheferman IT Guru


“Beyond doing everything possible to help me find and educate me about my ideal purchase, financing options, etc., you and Dean actually made the whole thing fun.  After checking out all the options and possibilities, I’m very happy with my final decision.  My Deepest Personal Thanks”

 –Doug Perkins – M.D.


“Tammy, thank you so much for all of your help in selling our home in San Diego. It was an experience we will not soon forget, but your help through the process made it less stressful and less difficult. Thank you for being there and for your support and strength. You will always be remembered and stay in our thoughts and prayers. When you make it out to Minnesota, you are always welcome to visit and will always be treated as part of our family.”

John, Jodi and Katie Clayton – Enterprise Change Analyst


“Dear Tammy, We’re still getting settled in our new home, but wanted to take a moment to thank you again for your excellent service. We certainly appreciated how you were always available for questions – day or night – and your knowledge about San Diego’s diverse neighborhoods was a huge plus.  What impressed us the most is your attention to every detail and the exceptional follow-through we got from you and your staff. You always went the extra mile for us and put forth a sincere effort to find us the perfect home.

-Once you find a Real Estate agent you trust and like, you don’t switch. We will definitely recommend you to all our friends. Thanks again! “

-Robyn Ise and Ty Tantum IT Project Manager & Sr Acct. Executive


“Tammy,  I would like to take the time to thank you and your team for the outstanding service and performance you displayed during the selling of my home in Lemon Grove. After being in the Navy for 20+ years, I have lived in several locations around the country. I have bought and sold several homes during my tours of duty in different locations around the US and dealt with several different real estate agent and companies, some of them have been from the large companies, the so called “top of the line” real estate agencies. You and your team put them all to shame. You made the selling of my home at my retirement from the Navy THE BEST EXPERIENCE I have ever had during a real estate transaction. Your professionalism, dedication and willingness to go the extra mile to assist and advise me and my family made what could have been a stressful experience a pleasure. Your marketing techniques ensured I received top dollar for my home and a speedy sale even at a time when the market was slowing. BRAVO ZULU to you and your team for a superb job!”

Lonnie L. Porter – Retired Military and Proprietor of OK Fowl


“Tammy and her team at TRFS [TR Realty] are a delight to work with.  I was referred to her team by a valued friend and the one thing he said was, ‘they will take care of you like one of the family.’  He was right.  Tammy and her staff took the time to get to know my specific goals and objectives; but more importantly they got to know me.  They were highly professional, knowledgeable, and resourceful. The team quickly pulled together several options for me to review and explained the specifics along with all of my questions.  Closing the deal was quick and simple.  The Service didn’t stop there; Tammy and her staff periodically check-in to see how things are going – just like family.  I have recommended Tammy and TRFS [TR Realty]to many friends and associates, and will continue to do so.  Thanks Tammy!”

Walt Keays – Program Analyst on assignment in Iraq


“Thanks for doing such a great job with selling the house and all the extra work in getting the bumps smoothed. I think the most impressive offer was when you offered to take care of the yard and plants when I was traveling. Most impressive! I’ve never heard of any other Realtor making such an offer. You always went that extra mile to make sure the fine details were looked after so I did not have to worry Thanks again.”  –

Mark Brown – Retired RN, Balboa Naval Hospital –  


“Tammy, I don’t really know what to say to thank you. You’ve always been so helpful, patient, and inspiring when working with my family on our numerous mortgage loans throughout the country. You are an amazing person. I look forward to staying in touch with you. Sometime I know we will meet face to face. Thanks for being there for me and my family, heart to heart!”

-Athena DiLeva – Founder, Empowering Woman


“Tammy – I would like to thank you for your great service when we purchased our condo downtown. You not only helped us negotiate the right deal, never pushing too hard, you also made sure we were aware of the many alternatives to the unit we finally focused on. In the end we felt that, with your assistance, we found the right unit in the right building at the right price. Working with you on both the purchase and mortgage made everything so much easier. I really appreciated that you did most of the paperwork with us electronically (which enabled me to work with you on the purchase & mortgage while I was traveling), and gave us a complete digital file of the transaction at the end of the process. Finally, I also want to thank you for the great contractors you referred to us to handle the remodeling, a couple of whom were the best guys I’ve ever worked with on any project like that. You will definitely be handling our next purchase and any financing needs we have. I am so thankful Greg referred me to you back in 2002 when you helped me purchase my first property downtown! Thanks again, ”

-Rob Cain –  V.P. & Regulatory Affairs Manager


“It was our extreme pleasure and complete delight to have worked with Tammy Robbins and the TR Team [TR Realty & TR Mortgage] to purchase our current home. From the beginning, our real estate requirements were unique and very challenging, in that we were still living in San Francisco, but were looking to buy in San Diego.  We were also in the middle of expecting our first child, and had to find just the right house – with yard, nearby parks and a reputable school district – in a very specific time frame.

-After viewing hundreds of pictures emailed weekly by Tammy, visiting over 50 properties, (our) numerous requests of Tammy to drive out and take pictures of properties, and an endless number of phone calls, we found our perfect home!

Through it all the most amazing part of the experience was Tammy’s patience, professionalism and the extra “TLC” she provided, to ensure that our experience remained satisfying and enjoyable.  Having now gone through many home purchases, we can say with confidence that we could not have found anyone that made us more comfortable to work with than her – no matter in San Francisco, San Diego or anywhere in California.

-We look forward to working with Tammy and Team more in the future.”

-Phong Q. Rock & Marcela Rock – Sr. Partner – 


“As a repeat client of TR Financial Services [TR Mortgage] , the main statement I can say is ‘Tammy gets it done’. She is very professional, knowledgeable and so efficient. I don’t need to follow up because she takes care of all the details, keeps me updated and uses her knowledge to save me as much money as possible. Whether it’s selling real estate, refinancing or a new purchase loan, and I’ve done all through her business, I can trust my important transactions to Tammy and her staff.”

Nancy Rojas-Bihler – Sr. Accounting Manager


“Tammy Robbins and her team are the most professional and decent agents and brokers we’ve met. You can always expect a return call in a timely manner and prompt, professional resolution of any issues that come up.  Buying or selling a house is a stressful thing; it is a testimony to her team’s excellence that since I found Tammy and experienced working with her, I have used her services to sell a house, buy a house, and finance multiple loans.

-Once you find someone fantastic, you want to use them again and again.  I’m sure I’ll be keeping her information handy and passing it along for years to come!  Thanks so much, Tammy!  You helped us get the home we always wanted and worked miracles with our loans!”

Heather and Adam Zion – Literature Dept UCSD & Electrician


“I want to thank you for your great service in the selling of my mother’s home in San Diego. As an out-of-state Estate Executor/Trustee you relieved me of many of the burdensome tasks in selling a home from across the country.  Your advice and assistance in preparing the home for sale, coordination of the varied contractors, and marketing of the home were exemplary.  All of my questions and concerns were addressed in a timely fashion, and in sufficient detail to allow me to make the necessary decisions relative to the sale. I could not have asked for a better Realtor. You and your staff were outstanding.  Feel free to use this in your future business endeavors.”

-David Skidmore – Trustee – Retired Military  


“I wanted to thank you for the care and diligence you took to sell my home in San Diego.  Knew I could count on you to manage all aspects of the sale even in my absence from the state.  I truly appreciate all the effort you expended towards the sale of my home in an increasingly difficult market.  Knowing that you were taking care of all the contractors, agents and keeping the place presentable made it easy for me to get started in my new life here in Louisiana.  Your extensive knowledge of property law and regulations saved the sale and trained the buyer’s rookie agent resulting in a successful sale and saved me money as well.  Your professionalism and honest personal care for me and my family are very appreciated.  You have my highest recommendation and endorsement.  Anyone would do well to utilize you services.”

Larry E. Angermuller-CPO USN(Ret)


“Tammy, Cindy and I want to thank you and your team for the outstanding service and professionalism!  You went above and beyond when the first buyer cancelled escrow on our condo by redecorating the place on your own dime.  We couldn’t be happier with the entire process of buying and selling our properties – and our financing for our new home.  We tell all of our friends what a great full service firm Tammy runs and we wouldn’t use anyone else!”

Kevin and Cindy Allen – SPAWAR Engineer &  Cost Analyst


“I had purchased five homes in two countries prior to moving to San Diego.  I knew our refinance would be difficult—adding my son and daughter-in-law to a mortgage with my son stationed overseas.  I talked with several banks and interviewed three brokers before hiring Tammy, but wondered if anyone could handle this complicated refinance within the restrictive parameters we set.

-We are thrilled with the outcome and now have a long term fixed rate mortgage.  Tammy walked us through the complicated paperwork, encouraged us along the way, sought investors who understood our situation, and kept us hopeful and smiling through the process!  She is bright, hustles like no broker I’ve ever known, and does so with a sense of humor that makes it a pleasure to do business with her.  I have already recommended Tammy to friends, and will continue to recommend and use her services for years to come.  She is our California gold!”

-Shirley Harshman—Retired Teacher


“Tammy was simply great in helping me with the purchase of my first home. She thoroughly explained the finer points of mortgages, interest rates, financing, and other things a first-time buyer might not know.  She was knowledgeable, timely, detail-minded, completely thorough – a real professional.  I felt comfortable with her advice, and well taken-care of.

The whole purchasing process was smooth, no surprises.  I would definitely recommend her services to a friend, without reservation.”

-Ellen Melcher – RN


“The service provided by Tammy (the president) and her staff at TR Financial Services, Inc. [TR Realty & TR Mortgage] was and has been an excellent provider of information, experience, suggestion, and quick turn around responses with a smile. They have allowed me to implement one the most important steps towards my financial stability – buying a home. This step was one that I was afraid of taking. Due to TRFS’ structured organization, expertise, and knowledge, the process was quick and easy.

Thank you again and I am looking forward to future business with TRFS”

-Jaime Gonzalez – Electrical / Magnetic Engineer


“We love your professionalism, your caring ways, your diligence and dedication, your swift responsiveness and efficiency.  I guess all of it!  2004 was a great year; you helped refinance our rental properties at the lowest rate. You helped our entire family in the refinancing of their various properties to their satisfaction including our son, Marc, in Japan. I know from experience that is not an easy task to accomplish when one’s income is in foreign currency. But, you did all with relative ease. We do appreciate all of your qualities, which makes you are a ‘Real Pro’. We will not hesitate to recommend you to our circle of friends and acquaintances.

Thank you again for your service!”

Hal and Terry McEachern – Retired Naval Officer and Realtor


“Thank you for doing such a great job with my re-finance.  Your expertise with self employment loans is great. My loan was done quickly and most importantly, easily. I enjoyed working with you and your Team; you guys were easy to get a hold of and always had an answer!! Thanks again and I look forward to working with you again.”

Kristi Manion – Entertainment Director & Realtor


“I have never done this before, but I just had to write and thank you for the great service and outstanding support you and your staff have provide to me and my family over the last year. You made the process of refinancing our homes so easy and risk free with your comprehensive knowledge and experience in the real estate and finance markets. While I know that our special situation must have been challenging, you always made us feel that we were your most valued customer!

-I also want to thank you for making the process easy for my parents! My parents both said it was the best experience they had ever had refinancing a property. My family and I want to wish you and your staff much success in the future. Thanks again for the great service.”

-Nina McEachern – Project Manager


“Tammy is the definition of professional. She helped us refinance our new condo. Tammy gave us a detailed plan of action and communicated her progress throughout. She even got online at 6 a.m. to lock-in our interest rate when the markets opened. By doing so, she saved us a quarter point. Above and beyond our expectations. A++. We have referred several friends to use her services to purchase and/or refinance their homes. Thanks Tammy!”             

– Lawrence Lee & Nick Pavelich – Graphic Design Artist and Massage Therapist


“The service Tammy and her Team at TR Financial [TR Realty & TR Mortgage] is unparallel to any Realtor or financing company we have dealt with in the past. Their attention to the smallest detail, their commitment  and individualized attention is like no other .TR Financial treats you like family member not just a client. They are the GREATEST!”

-Joseph & Naomi Nocitra – Center Managers


“Very proactive, creative, and aggressive in securing clients the best loan package available anywhere.  Highly recommend TR Financial [TR Mortgage] to anybody who has had a bad experience with other lenders.  Additionally, Tammy has the sexiest staff in the industry:):):) “

Sean Peele – Neuro Science Specialist


“Tammy was committed to my satisfaction.  She answered all my questions and helped me step by step to obtaining a mortgage loan I felt comfortable with.  Tammy made my experience of purchasing my first house efficient and enjoyable.”

Paul Wilson –  Environmental Engineer


“Tammy Robbins, owner of TR Financial Services [TR Mortgage], put together a mortgage for me. From start to finish everything was top notch. She was completely professional and confident. In fact, her confidences helped to relieve my fears and worries.

-Tammy’s knowledge of the industry is extensive. In the end, everything turned out just as she had promised—the loan funded, at a better rate than expected, and I got my new house right on schedule. I highly recommend her.”

-Dave Dibbern, San Diego, CA – Production Manager


“I would like to give my highest recommendation for TR Financial Services [TR Mortgage].  TR Financial Services made the mortgage process incredibly easy, arranging everything for me on time — it was one of the most stress-free experiences I have ever had!  TR Financial Service’s top-of-the-line service and a detailed knowledge of the market have made me a customer for life!”

-Red Gillen –Sr. Partner


“I very much appreciate all you and Dean  (don’t want to forget Arthur) have done for me. You make me proud of myself for having made a good choice in who would handle this most important job. Keep up the good work and phenomenal attitude.”

Susan Barclay – Trustee  


“Recently TR Financial Services [TR Realty] sold some real estate for me and my property was professionally marketed and a quick and fair market price resulted.  I was kept up on all details via telephone and e-mail, everything went as smooth as silk.  I’d recommend TR Financial Services [TR Realty] to anyone. Thanks TR Financial!”

-Bobby J. Burks – Retiree


“Every time we needed refinancing, you have been there for us.  First, you helped us secure a loan for our new home.  You made the process easy for us.  With all the paperwork involved, you always made sure that we were prepared.  You even helped make it easier by having the notary come to our home to sign the papers.  When we needed a refi, you came through for us once again.  You made sure that we always got a great deal and you made sure to shop around for the best interest rates.  You made sure that our needs came first and the lines of communications were always open.  You were there if we had any questions.  And even after the close of the loan, if we had any trouble with the mortgage holders or banks, you were always there to lend a hand.  The three times that we have come to you in the past 3 years, you always made time for us…like we were the only clients you had.  You were never too busy for us.  Ed and I have had the greatest experience with your company.  And rest assured, the next time we need a loan, you are the only one we would consider going to.  Thanks for the years of great customer service and support!”

-Ed and Rose Paz – Retired Military


This letter is to highlight the incredible experience of working with Tammy Robbins as my Realtor. I have worked with other agents in the past, however none of them were of the exceptional quality, expertise, and service that Tammy provided. Buying and selling houses can be an emotional experience and Tammy is upbeat, prompt, caring, pro-active and very knowledgeable.  I appreciate Tammy’s professionalism and her personal skills that make the process almost seem easy!

I would recommend Tammy to any of my clients, but also to family and friends as well. She is truly the best agent I have ever worked with.

Heather Scheferman – Life Coach


We are so pleased with the process and extremely satisfied with the service you have provided.  I knew I wasn’t going to get anything less than top notch service so I wasn’t concerned at all.  My last two purchase experiences with you were fantastic and I try to tell my friends about you whenever I get a chance.  Everything about the process was a breeze because you made it that way so I think you deserve a virtual pat on the back and a job well done.  Thanks again Tammy and keep up the good work! PS My wife is still in shock that you were able to pull off such a good deal.

-Andrew Zau – Statistician, UCSD