San Diego Real Estate
Tammy Robbins
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3 Ways Homeowners Can Get A Lower Mortgage Payment

Would a lower mortgage payment make a difference in your lifestyle or family budget? If you have a burdensome pile of bills each month, these tips might help save a little on your budget. Three Lower Mortgage Payment Options The one most hopeful choice, with multiple variations, is refinancing your loan. The longer the time […]

When Is A Reverse Mortgage The Right Choice For You?

When is a reverse mortgage right for you? The short answer is that reverse mortgages are for seniors. However, you deserve a better answer, and that will take a little explaining. First, there are two categories: FHA Home equity conversion mortgage (HECM) and private company loans. Since a reverse mortgage pays you instead of the […]

Put Funds In The Bank With A Cash-Out Refinance

A cash-out refinance mortgage repays your current balance with a larger loan and gives you the difference as a lump sum of cash at closing. You can use this money for anything that you wish, but some choices are wiser than others. There are few proper uses to cash out in this way and plenty […]

Veterans Can Double Down On Their VA Home Loans

Veterans of the United States Military who wish to own a home have a resource that in second to none in supporting home purchase through the U.S. Department of Veterans Affairs (VA), which offers a home loan guaranty benefit that is second to none. Not only is there an excellent facility to buy a home […]

How Much Will It Cost To Refinance Your Mortgage?

The question of the cost of refinancing your mortgage is simple enough on the surface, but the details and the fees add up and appear before you begin and then over the lifetime of the new loan. You need to look carefully at the costs of a refi before you commit to even formally applying […]

Scooping Out The Middle With Home Equity Loans

What Is A Home Equity Line Of Credit? Do you have enough equity in your home to cash out and use it to increase your overall wealth? If you do, be forewarned that this is both an opportunity and a temptation that you could potentially misuse to your financial detriment. A home equity line of […]

Refinance To Pay Off Your Home Loans Faster, But Watch Out For These Traps

Of Shorter Terms And Greater Equity Your signed up for your first home loan, it was probably over thirty years because that was the cheapest way to finance or it gave you the most home for your monthly payment. When you were shopping for funding, did you happen to notice that fifteen-year loans did cost […]

Your Second Home and The 1031 Exchange

Pronounced Ten Thirty One Let’s say that you have had a second home, a vacation home for a while now, it is a proven good investment, one that has appreciated considerably and you’d like to dispose of it by sale. Technically there could be some problems with the increase in value that has accrued, if […]

HARP: The Home Affordable Refinance Program

The Home Affordable Refinance Program or HARP is a program by the federal government to help homeowners in refinancing their mortgages. If you are current on your mortgage payments and still did not get traditional refinancing, maybe because the value your house has declined, HARP can help you refinance. This program by the Federal government […]

Refinance Basics: Should I Refinance My Home Loan?

Two Main Reasons To Refinance Your Home Loan There are several reasons you might consider refinancing your home loan but it comes down to just one of two types of situations: Either you are getting better terms or taking equity out of your home. The particular details of your situation and of the present market […]